What is Business Ethics

In modern management concepts, the experts have invited us to go back to the essence of "truth" is essential in life to manage the organization. A large multinational business organizations were almost all put forward these essential principles. Bring together all elements of the organization to do the right thing and abandon practices that deviate. In this case the required trustworthiness (trustworthiness) so customers can have the trust (trust) in the organization. All this can only be obtained by running segela form with basic activities of honesty (honesty).

In running any business, it certainly applies to the name of business ethics. What is business ethics? Business ethics is a rule that determines the direction of doing business the right attitudes. That is the proper or not something is done in business. Business ethics is important and we must obey the truth.

Some of you may have heard the phrase "Find the haram was difficult, let alone a kosher!" Many argue that the era of honesty in business today is something that is impossible. Though, honestly is one of the requirements for the lucky.

Are you getting rich by lying? Lies should be avoided. You do not have to worry about a loss or go bankrupt just because you are honest. Why? There are many reasons to be honest in business, including the following.

A. Basically all the people do not like being lied to, as well as consumers. Be careful, it could be terbongar lies a deadly boomerang your business. This is a latent threat of harm incredible.

2. Being honest is a business strategy. You should not hesitate to tell the deficiencies in your business. Tell them that your interests with their interests. In business, you need to convince consumers that they get more value for goods or services they paid for. Any expenditure dollars must provide a meaningful value. Therefore, the determination to serve with all my heart will be a competitive advantage.

3. Technological developments today do not allow you to lie. No matter how small the lie is done, it would unravel. May advance information technology still faces many obstacles. But now such information has grown rapidly. Your customers will share their stories through forums on the internet, or other media, about your product. They have many sources of information they can access easily and quickly. So there is no room for lying.

4. If you do not advertise your products honestly, customers who have proven a lie you will announce to prospective customers who have not even had time to buy your product. Your customers are the future of your business. Your business continuity is in their hands. You have to keep their good faith.

Household finances

When a man and woman decide to marry, then they are ready for mutual understanding, accepting and sharing the advantages and disadvantages of each. But in financial affairs, many say when the husband's income is the income of the wife as well. While earning wife, only his wife's.
But that depends on the agreement of each partner and if they work. If that works just the husband, the wife of just relying on the financial income of the husband.
In managing money, each pair having their respective policies. When asked for a lawyer, suggested his wife would have a savings account separate from the husband to avoid things that are not desirable in the event of divorce. Meanwhile, when talking to religious leaders, the wife will be required to have a joint savings for household harmony.
Both of these do have their advantages and disadvantages of each, but only you know the character of self and spouse. No one can regulate themselves better than running because you are in life with a partner and managing finances.
Method
In iVillage websites, quoted from Wolipop, Friday (30/9), not the problem how to divide the money of each, but how do you confidence in carrying methods of personal finance.
Many women are married and still has his own savings. Many were entrusted to the husband's finances to be managed as a joint savings.
The question is whether it can be run properly? If not, change the mutual consent. Savings together would be good for both parties if there is transparency from both parties for each transaction to buy the communications plan. If you did not know anything, you're in the wrong way.
No matter how much you love and trust to the spouse, separate financial affairs on the basis of logic. You will never know what bad things can happen, ranging from the cheated, polygamy, abandoned or even obliged to feed his parents or his children out of wedlock.
Leader
Every household needs a leader. Tradition says the husband is the head of the family absolutely. However, what happens when your husband is bad in managing finances? Who of you and your partner are always paying bills on time, with good salary to manage finances and plan for the future of children in the future? Please specify your own.
Research found that women are more careful in managing finances. Not meant to be managing the family finances, she became free to determine the cash flow of households. Fixed follow the above method, namely to inform all the activities, either already running or planned.

Honesty Is The Key To Success On Business

In modern management concepts, the experts have invited us to go back to the essence of "truth" is essential in life to manage the organization. A large multinational business organizations were almost all put forward these essential principles. Bring together all elements of the organization to do the right thing and abandon practices that deviate. In this case the required trustworthiness (trustworthiness) so customers can have the trust (trust) in the organization. All this can only be obtained by running segela form with basic activities of honesty (honesty).

In running any business, it certainly applies to the name of business ethics. What is business ethics? Business ethics is a rule that determines the direction of doing business the right attitudes. That is the proper or not something is done in business. Business ethics is important and we must obey the truth.

Some of you may have heard the phrase "Find the haram was difficult, let alone a kosher!" Many argue that the era of honesty in business today is something that is impossible. Though, honestly is one of the requirements for the lucky.

Are you getting rich by lying? Lies should be avoided. You do not have to worry about a loss or go bankrupt just because you are honest. Why? There are many reasons to be honest in business, including the following.

A. Basically all the people do not like being lied to, as well as consumers. Be careful, it could be terbongar lies a deadly boomerang your business. This is a latent threat of harm incredible.

2. Being honest is a business strategy. You should not hesitate to tell the deficiencies in your business. Tell them that your interests with their interests. In business, you need to convince consumers that they get more value for goods or services they paid for. Any expenditure dollars must provide a meaningful value. Therefore, the determination to serve with all my heart will be a competitive advantage.

3. Technological developments today do not allow you to lie. No matter how small the lie is done, it would unravel. May advance information technology still faces many obstacles. But now such information has grown rapidly. Your customers will share their stories through forums on the internet, or other media, about your product. They have many sources of information they can access easily and quickly. So there is no room for lying.

4. If you do not advertise your products honestly, customers who have proven a lie you will announce to prospective customers who have not even had time to buy your product. Your customers are the future of your business. Your business continuity is in their hands. You have to keep their good faith.

Poverty in European Countries

Poverty in European Countries.

British national had experienced poverty in late-1700s revival in the era of the industrial revolution in Europe. At that time the poor in the UK comes from power-plant worker who has been a farmer who received low wages, so the ability of its purchasing power is also low. They generally live in the slums are vulnerable to social ills such as prostitution, crime, jobless.

United States as developed countries had also faced the problem of poverty, especially during the economic recession of the 1930s. In fact, in the 1960s the United States listed as a superpower and richest nation in the world. Most of the population live in sufficiency, the United States also has a lot to give assistance to other countries. However, behind the state's recorded as many as 32 million people or one sixth of the population classified as poor. Poverty in European Countries

World Bank (World Bank) to identify the causes of poverty from the perspective of individual access to a number of assets that are important in supporting life, namely the underlying asset's life (eg health and skills / knowledge), natural assets (such as agricultural land or land preparation), physical assets ( such as capital, production facilities and infrastructure), financial assets (eg bank loans and other loans) and social assets (such as social security and political rights). The absence of access from one or more of the above assets is the cause of someone falling fell into poverty.

From the perspective of employment, then a general solution to the problem of poverty is by providing access to individuals in all the above resources. For example, by providing access for poor individuals processed on the availability of land coupled with an attractive loan scheme and the availability of necessary infrastructure, will enable poor individuals to increase productivity so that in a certain time can be expected that poor individuals will be able to meet the needs that will ultimately improve hidupanya level.

But in addition to an existing access opening above, still need one other important step to resolve poverty, by providing social security to certain individuals who are faced with all the limitations such as people with disabilities and elderly.

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Welfare Improvement Poor

Welfare Improvement Poor

To empower the poor do not give him fish. Give the hook. Why the hook? Kail is synonymous with the instrument. That is a tool to find fish. Hook shape can be a variety of fishing rods, nets, FADs or the like which can produce fish. Hope is simple, with a tool that is able to work so that poor people get the fish from the results of his own sweat. The work done themselves, tend to be more sustainable than begging, and certainly more respectable. The work of the business itself is far more valuable than just begging. As the history of the Prophet which has given the ax to the poor beggars. Then the poor, it went to the forest to fetch firewood.

If we look deeper, the problems of the poor were increasingly complex. Once the poor is only a problem of capital or lack of skill problems. With the capital they are able to access the natural resources around them with the skills they already have. Now, the problem is not as simple as a condition of poor people first. Natural resources has been the access to sources of income from not producing. Forests bare. If there's a plant, likely to have been controlled conglomerates. For poor people who have the skills to sell in traditional markets, are now massaging the chest because of prestige and not compete with supermarket prices started to go into the villages. Indonesia, which once referred to himself as an agricultural country,

Business Between Fact With Assumption

Before the year 1954 is the "fact" that no one can run is 1 mile less than 4 minutes. When it is considered that the structure and strength of the human body can not run faster than that. The question is, when it is said that we are not able to run faster, whether a fact or just an assumption? Find the answers!

I know, you've guessed it. It turned out it was all just an assumption. The truth is not a "no" but "not there". For the year 1954, a runner from England named Roger Bannister broke all existing assumptions. He was able to reach 1 mile to the time just 3 minutes 59.4 seconds.

Is Bannister has different talents with others? No, because in the next 3 years there are 16 runners who can memcapai 1 mile with less than 4 minutes. Where they were before the year 1954?

In fact, sixteen runners had not learned to Bannister, because banister had become a coach. They just see an example, they just open-minded person that is 1 mile can be achieved with less than 4 minutes. Formerly, they were trapped by the opposite assumption. In the past, maybe they say "not possible" when asked to larih faster than 4 minutes to 1 mile.

In a writing, Bannister said that to achieve such a capability is to strengthen the mental, or the mindset of the first runners. All the energy that humans can be removed with the right mental attitude. Energy in the mind is not limited.

Forming the Team Marketing The Reliable

One effective way to achieve sales mendongrak is to build a strong Sales Team. Research shows that the most influential factor in the sale are:

• Competence salesperson 39%
• Solution Total 22%
• Quality Bid 21%
• Price 18%

The first three factors of the four factors mentioned above is determined by the Sales Team.
Here are some practical guidelines for building a strong Sales Team:

Doing Business With Positive Thingking

Positive thinking, many people who have heard it, but not many people who understand how to train your mind to think positive. Therefore, the following are the characteristics of people who think positively and maybe you can try to do it from now.

1. Enjoy life
Characteristics of people who enjoy life is a generous person when it received received any difficult situation, although it does not mean he never tried to achieve a better life. People who enjoy life are always grateful for what they have and not always complain with what you do not have. People who enjoy life are those who try to perform well, both inside and outside.

2. Open Mind
Open your mind as wide as possible so you can accept new ideas or submit your own ideas to create better things. Keep your mind from negative prejudices or other bad thoughts because even though in fact nothing but negative thoughts can cause new problems. Negative thoughts can also arise when people who listen to obscure their origins or just sheer gossip.

3. Problem is a challenge
Maybe you can compare with those who see the problem as a difficult life that is too heavy and he thinks that only he was the most miserable person in the world.

Some of the mistakes by Women On Business Operates

There are two main mistakes made when building a business woman. First, they do not know myself, and could not analyze the market needs. Error in analyzing these markets because they are more likely to follow your heart in the business. Second, they are also often hired a close friend or friends in the business. Often they are too trusting on friends, or be reluctant to friends, so if there is chaos they did not directly discuss it.

"One of the shortage of women is to make friends on the staff or the trust. They feel the need of trust,''said Indayati Oetomo, International Director, John Robert Power, in the discussions and the launch of the book The Girl's Guide to Starting Your Own Business in La Piazza, Kelapa Ivory, Thursday (28/01/2010).

According to him, it could be a friend of the trust. But, do not be complacent. So believe with a friend, you give all authority to him. ''If you have a friend who made the staff, get ready for it betrayed. Prepared to remain a professional even though he was not professional,''explained watchdog motivator and this woman.

He said that women in fact a complex mixture in the business world. Because many use the right brain, women's business ethics are not based on logic alone, but also with the heart. Well, when there are feelings involved, it is often a wedge for women.

''For instance, there was an awkward feeling when doing business with close friends. Or feeling reluctant to call if there are things that feel less wear,''he added.

Indayati encourage women to give examples of subordinates and colleagues, so they are consistent, just like you. ''The key to modeling, and remain consistent. Arrived on time, and do preparation for a presentation or meeting. Communicate professionally with anyone and apply discipline. For example, go home after working hours of employees. Indicate if you are a tenacious person and not lazy,''he said.

Savings of Education and Insurance Education

Savings banks are a product of the main functions of storing and collecting funds. Insurance is a product of an insurance company that its main function provides financial protection if the breadwinner families experiencing adversity.

Education savings insurance has to have a protective function. Insurance education savings function has to be able to raise funds. If using education savings from your bank charged 20% tax on interest or profits derived from the results, while insurance costs are deducted regularly from the acquisition of the interest or profit after tax results.

The value of insurance benefits, educational savings products of relatively small banks, even those that only provide compensation for the accident due to an accident. For insurance, the investment is not taxable if the past 3 years, and the relatively large value or compensation can be adjusted as needed, but the cost of year-to-1 to 3 are deducted from the premium is relatively large.

I suggest, for a relatively short period of time and need welfare money is not great, you should use of education savings. But if the period is long and needs a big allowance, for example because the child was a toddler and the family breadwinner in only one person, use the insurance education.

Over Buyer And Under Buyer : For Women

We often question the people who have Impulsive buying habits. But actually, people who rarely shop could harm himself, even other people. I was so lazy save, or save something of goods (including medicines), she often contrived fuss when suddenly need it.

Two types of shoppers who are usually called bertolakbelakang buyer over and under buyer. In fact each has advantages, but often also result in chaos. Try to do the test, the type where you are:

You are an over-buyer, if:

1. You buy baby clothe funny, but the little trigger-growing large before you remember these clothes store in the closet.
2. You buy a stock of goods such as shampoo or cough medicine in large quantities.
3. You frequently buy gadgets or appliances you have not, by thinking, "This would be useful later." "
4. You make a list of stores that you want to visit before you travel in a city or country.
5. Periodically you have to throw objects such as: milk, medicines, and even a can of fruit cocktail, because it has expired.
6. You buy knick-knacks, and said to myself, "This is certainly going to be a sweet gift! ', But did not know to whom your gift will be given.
7. You think that, "Buying these things shows that I am responsible, organized, and attentive."

You are an under-buyer if:

1. You are often hesitant to buy items such as blazers good quality 50% discount, or a little black dress you often need to attend the semi-formal, and often find items already sold out when you arrive at the store.
2. You're Suspicious of specialized objects and resist buying things dedicated to very specific uses: suit bags, special plastic plates and Cutlery for children, hand cream, rain boots, hair conditioner.
3. You often need other goods in lieu of stock have been exhausted, such as using body soap for facial cleansing soap substitute, or buy shampoo in sachets in retail because they do not have time to buy shampoo.
4. You often find things that you need, but canceled the purchase because they think, "Next time it is", or, "I think I need-need enggak very deh."
5. If you must buy something, you buy as little as possible. For example, to buy gasoline only Rp 50,000. In fact, you'll have to bring a car each day.
6. You are proud of yourself for a principled, "I do not spend too much, and this shows that I am frugal and not someone who consumptive."

An under-buyers often feel stress because they do not have the goods actually needed. If the periods come early, you often have to go to minimarket 24 hours at midnight to buy sanitary napkins. When in office, you are also frequently requested drugs to friends. However, you still do not want to change this habit.

Conversely, people who over-buyers feel stressed because of stuck with goods that would not necessarily be used. You also often run out of places to put these items. They even feel depressed to see the number of knick-knacks that previously they believe will be used, and how many are eventually forced trashed.

Advice for the under-buyer: buy what you need, without a moment's delay. Do not until you are forced to run in the early morning or middle of the night because it requires something you can get in advance.

As for over-buyers: Think again before you open the wallet. You do not need to stock the toilet paper a year is not it?